:root{
  --navy:#0B2E59;--blue:#1B6CA8;--gold:#E7B44C;--ink:#172033;
  --muted:#637083;--light:#F5F8FC;--white:#fff;--line:#DCE5EF;
  --shadow:0 18px 45px rgba(11,46,89,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
.container{width:min(1160px,92%);margin:auto}
.topbar{background:var(--navy);color:#fff;font-size:.92rem;padding:.5rem 0}
.topbar .container{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.navbar{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;min-height:82px}
.logo img{width:320px;max-width:58vw}
.nav-links{display:flex;align-items:center;gap:1.25rem;font-weight:700}
.nav-links a:hover,.nav-links a.active{color:var(--blue)}
.menu-btn{display:none;border:0;background:var(--navy);color:white;border-radius:10px;padding:.6rem .8rem;font-size:1.2rem}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:12px;padding:.9rem 1.25rem;font-weight:800;border:2px solid transparent;transition:.2s}
.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--blue)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:#fff}.btn-outline:hover{background:var(--navy);color:#fff}
.hero{padding:72px 0;background:linear-gradient(135deg,#F6FAFF,#EDF5FD)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:3rem}
.eyebrow{display:inline-block;background:#E9F2FB;color:var(--navy);font-weight:800;padding:.45rem .8rem;border-radius:99px;margin-bottom:1rem}
h1{font-size:clamp(2.5rem,5vw,4.4rem);line-height:1.05;margin:.2rem 0 1.2rem;color:var(--navy)}
h2{font-size:clamp(2rem,4vw,3rem);line-height:1.15;color:var(--navy);margin:0 0 1rem}
h3{color:var(--navy);margin-top:0}
.lead{font-size:1.15rem;color:var(--muted);max-width:720px}
.hero-actions{display:flex;gap:1rem;flex-wrap:wrap;margin-top:1.5rem}
.hero-card{background:#fff;padding:1rem;border-radius:24px;box-shadow:var(--shadow)}
.section{padding:84px 0}
.section.alt{background:var(--light)}
.section-head{text-align:center;max-width:760px;margin:0 auto 2.5rem}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.5rem;box-shadow:0 8px 24px rgba(11,46,89,.06)}
.card:hover{transform:translateY(-4px);transition:.2s;box-shadow:var(--shadow)}
.icon{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;background:#EAF4FF;color:var(--navy);font-weight:900;font-size:1.35rem;margin-bottom:1rem}
.badge{display:inline-block;color:#8B5C00;background:#FFF4D8;border-radius:999px;padding:.3rem .65rem;font-size:.85rem;font-weight:800}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-top:2rem}
.stat{background:var(--navy);color:#fff;border-radius:16px;padding:1.35rem;text-align:center}
.stat strong{display:block;font-size:1.9rem;color:var(--gold)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}
.checklist{list-style:none;padding:0;margin:1.2rem 0}
.checklist li{padding:.5rem 0 .5rem 2rem;position:relative}
.checklist li:before{content:"✓";position:absolute;left:0;top:.45rem;width:1.35rem;height:1.35rem;border-radius:50%;display:grid;place-items:center;background:#E7F6EE;color:#14834A;font-weight:900}
.process{counter-reset:step}
.process .card{position:relative;padding-top:3.5rem}
.process .card:before{counter-increment:step;content:counter(step);position:absolute;top:1rem;left:1rem;width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}
.cta{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;border-radius:28px;padding:3rem}
.cta h2{color:#fff}
.footer{background:#071F3D;color:#D9E6F3;padding:58px 0 22px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2rem}
.footer h4{color:#fff}
.footer a{display:block;margin:.45rem 0;color:#D9E6F3}
.footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:2rem;padding-top:1.2rem;display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.page-hero{padding:72px 0;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff}
.page-hero h1{color:#fff;font-size:clamp(2.4rem,5vw,4rem)}
.breadcrumb{opacity:.85}
.service-list{display:grid;grid-template-columns:repeat(2,1fr);gap:1.2rem}
.service-item{display:flex;gap:1rem;align-items:flex-start;background:#fff;border:1px solid var(--line);padding:1.2rem;border-radius:16px}
.service-item .icon{flex:0 0 50px}
.form{background:#fff;border:1px solid var(--line);border-radius:20px;padding:1.6rem;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
label{font-weight:700;color:var(--navy);display:block;margin-bottom:.35rem}
input,select,textarea{width:100%;padding:.9rem 1rem;border:1px solid #C9D5E1;border-radius:10px;font:inherit}
textarea{min-height:140px;resize:vertical}
.notice{font-size:.9rem;color:var(--muted)}
.contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-bottom:1.5rem}
.faq details{border:1px solid var(--line);border-radius:12px;padding:1rem 1.1rem;background:#fff;margin:.8rem 0}
.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:14px}
table{width:100%;border-collapse:collapse;background:#fff}
th,td{padding:1rem;border-bottom:1px solid var(--line);text-align:left}
th{background:#EAF4FF;color:var(--navy)}
.whatsapp{position:fixed;right:22px;bottom:22px;width:58px;height:58px;background:#20B65A;color:#fff;border-radius:50%;display:grid;place-items:center;font-size:1.5rem;font-weight:900;box-shadow:var(--shadow);z-index:60}
@media(max-width:900px){
  .hero-grid,.two-col,.footer-grid{grid-template-columns:1fr}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-3,.stats,.contact-cards{grid-template-columns:repeat(2,1fr)}
  .nav-links{display:none;position:absolute;left:0;right:0;top:82px;background:#fff;padding:1rem 4%;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}
  .nav-links.open{display:flex}
  .menu-btn{display:block}
}
@media(max-width:620px){
  .grid-3,.grid-4,.stats,.contact-cards,.service-list,.form-grid{grid-template-columns:1fr}
  .hero{padding:50px 0}
  .section{padding:60px 0}
  .topbar .container{justify-content:center;text-align:center}
  .logo img{width:250px;max-width:68vw}
  h1{font-size:2.6rem}
}